Overview of P2P Lending Platforms
Top P2P Lending Platforms in India
Features to Consider Before Choosing a Platform
How to Maximize Returns Safely
Frequently Asked Questions
- <b>1. What is a P2P lending platform?
A P2P lending platform is an online marketplace connecting borrowers with investors directly.- <b>2. Is it safe to invest in P2P platforms?
Yes, provided you use RBI-registered platforms and diversify your investments.- <b>3. Who can invest in P2P lending?
Individuals over 18 years with a verified bank account and KYC completed.- <b>4. What kind of returns can investors expect?
Investors typically earn between 10% to 18% annually depending on borrower risk profiles.- <b>5. Can borrowers with low credit scores get loans?
Some platforms cater to borrowers with moderate credit scores, but interest rates may be higher.